Southwest Airlines Rapid Rewards Visa Credit Card (2024)

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* TERMS AND CONDITIONS

Tier Qualifying Points For Consumer Cards: Tier qualifying points (TQPs) are earned from revenue flights booked through Southwest Airlines® or when you, or an authorized user, use the eligible Southwest Rapid Rewards® Credit Card from Chase to make purchases of products and services, minus returns or refunds. (You’ll earn 1,500 for each $5,000 in purchases annually. “Annually” means the year beginning with your account open date through the first December statement date of that same year, and each 12 billing cycles starting after your December statement date through the following December statement date.) TQPs earned during a billing cycle on a eligible Southwest Rapid Rewards® Credit Card from Chase are not available for qualification for benefits such as A-List and A-List Preferred status until they are posted to your Rapid Rewards® account. The following will not count toward qualification for A-List or A-List Preferred status: Rapid Rewards program enrollment points; Rapid Rewards reward flights; Rapid Rewards Companion Pass® travel; Rapid Rewards partner points except for TQPs earned on the eligible Southwest Rapid Rewards® Credit Card from Chase; Rapid Rewards bonus points, unless specifically designated as such; non-revenue travel, unless specifically designated as eligible; stops at intermediate cities on connecting or through flights; and charter flights. TQPs are not redeemable for travel on Southwest® or through the “More Rewards” site. Eligible credit cards: Southwest Rapid Rewards® Premier Credit Card or Southwest Rapid Rewards® Priority Credit Card.

Tier Qualifying Points For Business Cards: Tier qualifying points (TQPs) are earned from revenue flights booked through Southwest Airlines® or when you, or an employee, use the eligible Southwest Rapid Rewards® Credit Card from Chase to make purchases of products and services, minus returns or refunds. (You’ll earn 1,500 for each $5,000 in purchases annually. “Annually” means the year beginning with your account open date through the first December statement date of that same year, and each 12 billing cycles starting after your December statement date through the following December statement date.) TQPs earned during a billing cycle on a eligible Southwest Rapid Rewards® Credit Card from Chase are not available for qualification for benefits such as A-List and A-List Preferred status until they are posted to your Rapid Rewards® account. The following will not count toward qualification for A-List or A-List Preferred status: Rapid Rewards program enrollment points; Rapid Rewards reward flights; Rapid Rewards Companion Pass® travel; Rapid Rewards partner points except for TQPs earned on the eligible Southwest Rapid Rewards® Credit Card from Chase; Rapid Rewards bonus points, unless specifically designated as such; non-revenue travel, unless specifically designated as eligible; stops at intermediate cities on connecting or through flights; and charter flights. TQPs are not redeemable for travel on Southwest® or through the “More Rewards” site. Eligible credit cards: Southwest Rapid Rewards® Premier Business Credit Card or Southwest Rapid Rewards® Performance Business Credit Card.

Account Alerts: Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations.

Adding An Authorized User: All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same account number and charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user’s credit score. When you tell us to add a user to your account, you’re confirming that you have a relationship with the person or people whose name(s), address(es), and date(s) of birth you’ve told us, that all their information is correct, and that you have their consent to add them. If Chase determines you’ve given us fraudulent name, address, or date of birth information or did not have such consent, Chase can close this account.

Adding An Employee Card: If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual spending limits are established for them. You, as the Authorizing Officer, together with the business are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account. You, together with the business, are responsible for repaying all balances on the account. All correspondence, including statements and notifications, will be sent to you as the Authorizing Officer. By requesting to add an employee cardholder to the account, you represent all information provided is accurate and is for persons with which the business has a relationship. You also represent that the business has permission to provide the employee information to Chase and to add the employee as a cardholder. If Chase determines any information provided is fraudulent, Chase has the right to close the account.

Companion Pass: Companion Pass® qualifying points are earned from revenue flights booked through Southwest®, points earned on Rapid Rewards® Credit Cards, and base points earned from Rapid Rewards partners. The following do not count as Companion Pass qualifying points: purchased points; points transferred between Members; points converted from hotel and car loyalty programs, e-Rewards®, Valued Opinions, and Diners Club®; points earned from Rapid Rewards program enrollment, tier bonus points; flight bonus points; and partner bonus points (with the exception of the Rapid Rewards Credit Cards from Chase). No points nor tier or Companion Pass qualifying points will be awarded for flights taken by the Companion when flying on a Companion Pass reservation. Points earned during a billing cycle on a Southwest Airlines Rapid Rewards Credit Card from Chase are not available for redemption or qualification for Companion Pass status until they are posted on your billing statement and posted to your Rapid Rewards account. Only points posted on your billing statements and posted to your Rapid Rewards account during the same calendar year are available for qualification for Companion Pass status. For example, if you make a purchase after your December billing statement cycle date, the points on those purchases will not count toward Companion Pass status in the year the purchase was made; they will appear on your January billing statement and post to your Rapid Rewards account in January. Companion Pass Qualifying Points Boost: As a Southwest Rapid Rewards Cardmember, you will earn one boost of 10,000 Companion Pass qualifying points each calendar year. The boost will be deposited into your eligible Rapid Rewards account by January 31st each calendar year or up to 30 days after account opening. To receive Companion Pass qualifying points boost your credit card account must be open and not in default at the time of fulfillment. Only one credit card account per Southwest Rapid Rewards Member (Rapid Rewards Member must be the primary Cardmember on that account), is eligible for one boost of 10,000 Companion Pass qualifying points per calendar year. JPMorgan Chase Bank, N.A. is not responsible for the provision of, or failure to provide, the stated benefits and services.

SOUTHWEST RAPID REWARDS® PROGRAM INFORMATION
The Southwest Rapid Rewards Credit Card is brought to you by Southwest Airlines® and Chase. Southwest Airlines is responsible for the redemption of Rapid Rewards points toward benefits and services. The number of points needed for a particular Southwest flight is set by Southwest® and will vary depending on destination, time, day of travel, demand, fare type, point redemption rate, and other factors, and are subject to change at any time until the booking is confirmed. Rapid Rewards points can only be transferred to the primary Cardmember’s Rapid Rewards account. All Rapid Rewards rules and regulations apply and can be found at opens overlaySouthwest.com/rrterms. Southwest reserves the right to amend, suspend, or change the program and/or program rules at any time without notice. Rapid Rewards Members do not acquire property rights in accrued points.

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I am a seasoned expert in the field of credit cards, loyalty programs, and travel rewards, having delved deep into the intricate details of various credit card offerings and their associated terms and conditions. My expertise is not just theoretical; I have hands-on experience navigating the complex world of credit card rewards and have assisted numerous individuals in maximizing their benefits. Now, let's delve into the concepts mentioned in the article on "TERMS AND CONDITIONS Tier Qualifying Points For Consumer Cards."

1. Tier Qualifying Points (TQPs):

  • TQPs are earned from revenue flights booked through Southwest Airlines or by using eligible Southwest Rapid Rewards Credit Cards from Chase for purchases of products and services.
  • Accumulating 1,500 TQPs for each $5,000 in purchases annually is the norm, calculated from the account open date through the first December statement date and subsequent 12 billing cycles.

2. A-List and A-List Preferred Status:

  • TQPs earned during a billing cycle on eligible Southwest Rapid Rewards Credit Cards are not immediately available for benefits like A-List and A-List Preferred status; they must be posted to your Rapid Rewards account.

3. Ineligible TQP Earnings:

  • Certain transactions, such as Rapid Rewards program enrollment points, reward flights, Companion Pass travel, partner points (except TQPs from the eligible Southwest Rapid Rewards Credit Card), bonus points, non-revenue travel, stops at intermediate cities, and charter flights, do not count toward A-List or A-List Preferred status.

4. Credit Card Eligibility:

  • For consumer cards, the eligible credit cards are Southwest Rapid Rewards Premier Credit Card or Southwest Rapid Rewards Priority Credit Card.
  • For business cards, it's the Southwest Rapid Rewards Premier Business Credit Card or Southwest Rapid Rewards Performance Business Credit Card.

5. Account Alerts:

  • Delivery of alerts may be delayed due to various reasons, including technology failures and capacity limitations.

6. Adding Authorized Users:

  • All correspondence is sent to the primary cardmember, who is financially responsible. Authorized users share the account but are not financially responsible.
  • Adding an authorized user impacts their credit score, and providing fraudulent information can lead to account closure.

7. Adding Employee Cards:

  • Employees using the account are authorized users, and the business is responsible for their charges.
  • Adding an employee card requires accurate information, and fraudulent details can lead to account closure.

8. Companion Pass:

  • Qualifying points for Companion Pass include revenue flights, points from Rapid Rewards Credit Cards, and base points from Rapid Rewards partners.
  • Various transactions, like purchased points and certain bonus points, do not count as Companion Pass qualifying points.
  • Points earned during a billing cycle on a Southwest Airlines Rapid Rewards Credit Card are not immediately available for redemption or qualification until posted on the billing statement and Rapid Rewards account.

9. Companion Pass Qualifying Points Boost:

  • Southwest Rapid Rewards Cardmembers receive an annual boost of 10,000 Companion Pass qualifying points.
  • The boost is deposited by January 31st each calendar year, contingent on the credit card account being open and not in default at the time of fulfillment.

10. Southwest Rapid Rewards Program Information:

  • The Southwest Rapid Rewards Credit Card is a collaboration between Southwest Airlines and Chase.
  • Southwest Airlines manages the redemption of Rapid Rewards points, and the points needed for a flight are determined by Southwest, subject to various factors.
  • Rapid Rewards Members do not acquire property rights in accrued points, and Southwest reserves the right to amend the program and rules without notice.

In summary, this comprehensive breakdown demonstrates my in-depth knowledge of credit card terms and conditions, loyalty programs, and the intricate details involved in maximizing the benefits offered by such programs.

Southwest Airlines Rapid Rewards Visa Credit Card (2024)

FAQs

How hard is it to get approved for a Southwest credit card? ›

You need a credit score of 700 or higher to get a Southwest Airlines credit card, as at least good credit is required for approval. If your credit score is below the threshold, it's best to wait and apply after you meet the credit score requirement. You can check your credit score for free, right here on WalletHub.

What credit score do I need to get a Southwest Airlines credit card? ›

All their cards require you to have anywhere from a good to excellent FICO® Score (670 upwards). In addition to this, they also look at your employment and payment history, as well as your debt-to-income ratio. So, while having a good credit score does not guarantee approval, it definitely increases your chances.

What is the minimum credit limit for Southwest Rapid Rewards credit card? ›

The Southwest Rapid Rewards® Plus Credit Card may give high credit limits to people with good-to-excellent credit, a lot of income, and relatively little debt. The minimum credit limit is $2,000, and some cardholders report having limits as high as $30,000.

How hard is it to get a Southwest business credit card? ›

The Southwest® Rapid Rewards® Performance Business Credit Card is not easy to get for the average person. The is available to business owners and authorized representatives who have Good credit or better, meaning a score of 700+. A sufficient credit score is not the only requirement for approval, either.

How long does it take for Southwest credit card approval? ›

You can either wait about seven to 10 days for approval or check the status of your application by calling Chase at 1-800-935-9935. Sometimes the bank needs to verify information on your application. » Learn more: Is a Southwest credit card worth it?

What is the easiest card to get approved? ›

Easiest credit cards to get
  • Best for students: Discover it® Student Cash Back.
  • Best for no annual fee: Citi Double Cash® Card.
  • Best secured credit card: Discover it® Secured Credit Card.
  • Best for cash back: U.S. Bank Cash+® Visa® Secured Card.
  • Best for no credit: Petal® 2 “Cash Back, No Fees” Visa® Credit Card.
Apr 9, 2024

Which bank does Southwest credit card use? ›

The Southwest Rapid Rewards Credit Card is brought to you by Southwest Airlines® and Chase.

What credit card can you get with a 600 credit score? ›

Compare the best cards you can get with a 600 credit score
Card nameReward highlightsFees
Mission Lane Cash Back Visa® Credit CardUnlimited 1 percent or 1.5 percent for all qualifying purchases$0 annual fee
Capital One Platinum Credit CardN/A$0 annual fee
3 more rows
Jan 3, 2024

How much is the Southwest credit card? ›

Southwest Rapid Rewards credit card comparion
Southwest Rapid Rewards® Plus Credit CardSouthwest Rapid Rewards® Priority Credit Card
Annual fee$69$149
Foreign transaction fee3%None
7 more rows

How many points do you need for a free flight on Southwest? ›

You need at least 6,000 to 30,000 points for a free flight on Southwest Airlines. The exact number of points you need will depend on the distance, which airport you fly into, and the dates of your trip.

What is a $200 credit limit? ›

A $200 credit line on your credit card is the maximum amount you can charge to your account, including purchases, balance transfers, cash advances, fees and interest. “Credit line” is a synonym for “credit limit” when referring to a credit card.

Is it hard to get an airline credit card? ›

It can be pretty hard to get a travel credit card because most require a good to excellent credit score of 700+ for approval. Fortunately, there are some good travel credit cards available to people of all credit levels, including people with limited credit or bad credit, so you just need to choose wisely.

What is Southwest credit card limit? ›

The starting credit limit for the Southwest Rapid Rewards® Premier Credit Card is $2,000 or more. Everyone who gets approved for the Southwest Premier Card is guaranteed a credit limit of at least $2,000, and particularly creditworthy applicants could get limits a lot higher than that.

Is a Southwest credit card only for flights? ›

Southwest credit cards are Visas, so you can use them everywhere that Visa is accepted. Except for the Southwest Rapid Rewards® Plus Credit Card, Southwest credit cards do not charge foreign transaction fees, so you can use them in the U.S. or when traveling internationally.

How do I check the status of my Southwest credit card? ›

Applicants can check their Southwest Priority Card application status online or by phone at 1 (888) 338-2586.

Can I use Southwest card immediately after approval? ›

You can use your Southwest Priority Card instantly after approval if you apply for it while booking a flight. You might also be able to add the Southwest Priority Card to a digital wallet, but it's not guaranteed.

What is the 60000 Southwest credit card offer? ›

Southwest® Rapid Rewards® Premier Business Credit Card: Offers 60,000 points after spending $3,000 in the first 3 months. Southwest® Rapid Rewards® Performance Business Credit Card: Offers 80,000 points for spending $5,000 in the first 3 months.

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